What do you know about gamification in banking? There are many reasons why banks and insurance companies are implementing game elements to engage customers and employees. The biggest reason is to increase their performance and as a consequence, their bottom line. Do you know how gamification is being used to benefit financial customers and employees? […]
Learn how to build out your vertical coverage and maintain the analytics necessary that serve as the basis for your marketing material and pitchbooks. Learn how to build relationships with the buy side including financial sponsors and corporate M&A that will serve as the foundation for your origination work and then use these relationships to […]
Millennials have the lowest historical homeownership rate for people in their age group. This infographic by MortgageCalculators.com helps explain why millennials have struggled to afford homeownership. In the second quarter of 2016, it dropped to the lowest rate of 62.9% which is even lower than the homeownership of 1965. From then on, it gained momentum […]
We all want our money to go further, don’t we? Of course. The more we can stretch our dollars, the more purchasing power we ultimately have. Making the most of what we earn doesn’t require any formulated programs or complicated steps. Just a few simple changes are all it takes. You can reduce your dependence […]
When it comes to buying property, it isn’t as simple as handpicking a home that falls in line with your budget. In many cases, you must get “credit ready” before looking into various mortgage options. To start off, you need to paint your borrowing history in a positive light so that mortgage lenders can work […]
If you spend some time searching for private student loan forgiveness programs, you’ll fairly quickly real-ize there aren’t any specific programs offered. As a matter of fact, the nearest thing to a forgiveness programme is a reduced sum settlement deal. Lots of higher education students who are suffering from the overwhelming amount of unpaid debt […]
Credit Scores can be confusing and are often shrouded in mystery. Not knowing or understanding your credit score can cause you to pay higher interest rates on loans. Taking the time to learn how your credit score is figured and what steps you can take to improve it can have a huge payoff. Just imagine, […]
Westpac, Australia’s oldest bank, has released information on the use of contactless payments in Australia. The results? More than 90% of users now purchase through contactless payments, making Australia one of the countries with the highest penetration for this payment method. This infographic describes the main findings, including how Australian’s love of food translates into […]
Depending on your age, you may have seen the 80’s film Brewster’s Millions in which Richard Prior is issued the challenge of spending $30 million in 30 days… so he can inherit $300 million. That doesn’t sound like too much of a challenge nowadays. And so, for a bit of fun in these hard times, […]
The Tax Cuts & Jobs Act created a major impact for individuals and businesses: The Corporate Tax Rate Drops. Individual tax payers get new standard deductions. But, many personal deductions were eliminated or limited. This includes items like alimony, mortgage interest, investment fees and many others. There is a silver lining though: Surprisingly, TCJA increased […]
