We all want our money to go further, don’t we? Of course. The more we can stretch our dollars, the more purchasing power we ultimately have. Making the most of what we earn doesn’t require any formulated programs or complicated steps. Just a few simple changes are all it takes. You can reduce your dependence […]
When it comes to buying property, it isn’t as simple as handpicking a home that falls in line with your budget. In many cases, you must get “credit ready” before looking into various mortgage options. To start off, you need to paint your borrowing history in a positive light so that mortgage lenders can work […]
If you spend some time searching for private student loan forgiveness programs, you’ll fairly quickly real-ize there aren’t any specific programs offered. As a matter of fact, the nearest thing to a forgiveness programme is a reduced sum settlement deal. Lots of higher education students who are suffering from the overwhelming amount of unpaid debt […]
Credit Scores can be confusing and are often shrouded in mystery. Not knowing or understanding your credit score can cause you to pay higher interest rates on loans. Taking the time to learn how your credit score is figured and what steps you can take to improve it can have a huge payoff. Just imagine, […]
Westpac, Australia’s oldest bank, has released information on the use of contactless payments in Australia. The results? More than 90% of users now purchase through contactless payments, making Australia one of the countries with the highest penetration for this payment method. This infographic describes the main findings, including how Australian’s love of food translates into […]
Depending on your age, you may have seen the 80’s film Brewster’s Millions in which Richard Prior is issued the challenge of spending $30 million in 30 days… so he can inherit $300 million. That doesn’t sound like too much of a challenge nowadays. And so, for a bit of fun in these hard times, […]
The Tax Cuts & Jobs Act created a major impact for individuals and businesses: The Corporate Tax Rate Drops. Individual tax payers get new standard deductions. But, many personal deductions were eliminated or limited. This includes items like alimony, mortgage interest, investment fees and many others. There is a silver lining though: Surprisingly, TCJA increased […]
The infographic highlights the 9 biggest mistakes made by property developers and investors when raising capital for their development projects or investments. These mistakes are common for many investors in the property market even for experienced property investors. It runs through the process at each given stage and describes a number of things from not […]
In the world of finance, Greek letters are used to represent how sensitive a financial derivative’s prices are to changes in parameters; the option greeks are the option version of these. Financial derivatives can be volatile and sensitive to factors such as changes in the pricing of the underlying asset. Each character denotes the of […]
Hard money loans can be an essential part of the business strategy for Real Estate investors these days. Not all banks lend money fast, and require lots of paperwork before pre-approval. Sometimes it can take up to 3 months to fund the conventional loan and investors can loose many fix and flip deals because of […]
